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Additionally, customers for this kind of plan could have serious lawful or criminal backgrounds. It's essential to note that various service providers provide a range of issue ages on their guaranteed problem plans as low as age 40 or as high as age 80 - final expense whole life insurance reviews. Some will certainly also offer higher stated value, up to $40,000, and others will permit better fatality advantage conditions by boosting the rate of interest with the return of premium or decreasing the number of years until a complete survivor benefit is readily available